
Whether seeking a loan for your small retail shop or a large regional mall, or maybe a construction loan for a multifamily home or a major land development, Stonewall Associates has over 30 years of accumulative experience brokering mortgages for a multitude of commercial needs, such as:
- Mixed Use – properties that consist of multiple units zoned for different purposes, which may include residential, commercial, institutional and industrial. Most buildings with multiple usages may qualify for mixed-use financing.
- Industrial – loans issued to a business rather than an individual for commercial, industrial, and professional purposes. However, loans that are secured by real estate may be excluded, including financial institutions, farmers, or anyone involved in agricultural production.
- Land Development – loans secured by a mortgage to finance the installing, developing, or constructing of raw land into residential and/or commercial buildings.
- Hospitality – loans for established property that provides paid lodging on a short-term basis, such as hotels, motels, inns, and bed and breakfasts.
- Multifamily – these loans allow borrowers and real estate investors to buy a multifamily home, which is defined by the Federal Housing Administration (FHA) as a property that has 5 or more units, though homes with 4 units or less are considered single-family housing, and do not qualify for this type of loan.
- Retail Loan – a financing option provided to individuals who wish to purchase assets, such as property, vehicles, and other essentials, but lack the necessary financial assets to do so upfront. To be eligible for a retail loan, the borrower must possess a good credit score and an impressive repayment history.
- Warehouse Lending – a specialized type of credit line that allows mortgage lenders to fund mortgage loans to a borrower without using the lenders’ own capital.
- Self Storage – typically used by small business owners to finance the purchase, renovation, construction, or expansion of self-storage units. The most popular types of self-storage financing are conventional bank loans, SBA 7(a) loans for commercial real estate, and SBA 504 loans.
- Construction Loans – a short-term loan used to finance the building of a home or another real estate project before obtaining long-term funding. Because they are considered relatively risky, construction loans usually have higher interest rates than traditional mortgage loans.
- Foreclosure Bailouts – loans that are financed by private lenders rather than traditional banks, which significantly reduces the funding time-frame – a critical asset when up against a payment deadline and/or a foreclosure sale date.
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